Buyer instructions

Whether you already live in the Albuquerque area or you're relocating or retiring to Albuquerque, the steps below will help you gain an understanding of the home buyer process. If you have any questions, feel free to email or call me to discuss your concerns. I'm always here to help.  

Home Buyers' Step-by-step instructions

• Pick a Realtor
• Sign a Buyer/Broker Agreement
• Pick a Lender (The above three can be done in the reverse order.)
• Get approved
• Find a home
• Write an offer
• Negotiate the contract
• Get offer accepted
• Get insurance
• Complete inspections
• Negotiate repairs
• File change of address – 1 week before signing
• Jump through last minute underwriting hoops – 1 week before signing
• Change utilities (gas, electric, cable, phone) – 3 days before signing
• Get final dollar amount needed for signing – 2 days before signing
• Do walk-through – review repairs list if any
• Get money order or cashier’s check for signing – 1 day before signing
• Go to signing and sign lots of papers (takes about an hour) Bring a cashiers check made out to the title co and Driver’s License
• Get keys – Day after signing, sometimes 2
• Alert people to address change: banks, credit cards, subscriptions, schools…
• Change the locks
• Deep clean
• Move in
• Have house warming party and invite your Realtor, lender, insurance agent and mover (or anyone who you would refer to your friends in the future)